Run your entire business from one powerful platform.
SmartBiashara connects your sales, inventory, accounting, CRM and business operations in one intelligent platform. Built for African businesses. Designed for growth.
Explore the platform- Businesses on SmartBiashara
- 20,000+
- Built in Tanzania, serving since
- 2018
- Free trial, no card
- 14 days
Today · All branches
Business overview
Sales today
TSh 1,321,000
+12.4%Mobile money
TSh 842,500
ReconciledSales by branch
Latest payments
- Kariakoo · Till 2M-Pesa36,500
- Mwanza · Till 1Cash12,000
- Arusha · InvoiceAirtel Money148,000
- Kariakoo · Till 1Tigo Pesa8,500
- Sembe 5 kg × 215,000
- Cooking oil 3 L21,500
Payment of TSh 36,500 received for Kariakoo Till 2. Ref QK7X2M9.
Matched to sale #4821Cooking oil 3 L
Reorder at 20
Works with the way Tanzanian businesses get paid
- M-Pesa
- Tigo Pesa
- Airtel Money
- WhatsApp invoices
- WooCommerce
- Excel import & export
- Barcode scanners
- Receipt printers
Payment names are listed for compatibility; no partner endorsement is implied.
SmartBiashara POS, our top-selling app
It runs the counter, the stockroom and the end-of-day report for one shop or several, without the full ERP.
Fast checkout in the browser
Sell from a computer, tablet, iPad or phone. Nothing to install.
Every way your customers pay
Record cash, M-Pesa, Tigo Pesa, Airtel Money or bank transfers on each sale.
Stock that follows the goods
Sales, purchases, returns and transfers between stores keep every count right.
From one duka to many
Up to 5 stores on Standard, or no limit on Premium.
From TSh 15,000 a month · 14 days free

Kariakoo branch · Till 2
- Sembe 5 kg × 215,000
- Cooking oil 3 L21,500
- Sugar 2 kg6,400
TotalTSh 42,900
Paid · M-Pesa
The problems that cost Tanzanian businesses money every day.
None of these are new. What is new is fixing all of them with one system your team can learn in an afternoon.
See it with your own productsYou only find out stock is missing at month-end count.
Every sale, transfer and adjustment updates stock instantly, per branch, with low-stock alerts. How it works: Every sale, transfer and adjustment updates stock instantly, per branch, with low-stock alerts.
Books are written up days later, from receipts and memory.
Sales, purchases and expenses post to your accounts as they happen. How it works: Sales, purchases and expenses post to your accounts as they happen.
Mobile money and cash never quite add up at closing.
M-Pesa, Tigo Pesa and Airtel Money payments are matched to the sale that created them. How it works: M-Pesa, Tigo Pesa and Airtel Money payments are matched to the sale that created them.
A till here, a spreadsheet there, invoices in Word.
One login for POS, stock, invoices, customers, staff and reports. How it works: One login for POS, stock, invoices, customers, staff and reports.
“How did we do today?” takes a phone call to each shop.
Live dashboards for every branch, on your phone, at any hour. How it works: Live dashboards for every branch, on your phone, at any hour.
Branches feel like separate businesses.
Transfers, prices and permissions are managed centrally, while each branch keeps its own figures. How it works: Transfers, prices and permissions are managed centrally, while each branch keeps its own figures.
Customers who owe you slip through the cracks.
Credit limits, balances and follow-up reminders on every customer record. How it works: Credit limits, balances and follow-up reminders on every customer record.
One connected platform. Every department sees the same numbers.
Most businesses run on a till, a notebook, a spreadsheet and WhatsApp. SmartBiashara replaces them with modules that share one database, so an action in one place updates everything it touches. Pick a module to see what it feeds.
Point of Sale
Every till sale is recorded once and shared with the whole business.
What happens next
- Inventory: Stock drops at the branch that sold it
- Mobile money: The payment is matched to M-Pesa, Tigo Pesa, Airtel Money or cash
- Accounting: Revenue posts to your books automatically
- CRM: The customer’s purchase history updates
- Reports: Today’s sales and margins refresh
Inventory
One live stock count across shops and stores.
What happens next
- Purchasing: Low stock becomes a purchase order
- Multi-branch: Surplus at one branch can be transferred to another
- Accounting: Stock value stays current in your accounts
- Reports: Slow movers and expiring batches are flagged
Purchasing
From purchase order to goods received to supplier payment.
What happens next
- Inventory: Goods received add stock at the right location
- Accounting: Supplier balances and payables update
- Reports: Purchase costs flow into profit reports
Mobile money
M-Pesa, Tigo Pesa and Airtel Money handled at checkout.
What happens next
- Point of Sale: Sales close as soon as the payment is confirmed
- Accounting: Each wallet reconciles like a bank account
- Reports: See cash versus mobile money by branch
Accounting
Books that write themselves from daily operations.
What happens next
- Reports: Profit and loss, balance sheet and cash flow
- HR & Payroll: Payroll costs post to the right accounts
- Multi-branch: Each branch has its own figures and a group total
CRM
Customers, credit limits and follow-ups in one place.
What happens next
- Point of Sale: Cashiers see who is buying and what they owe
- Invoicing: Credit customers get invoices and reminders
- Reports: Top customers and overdue balances
Invoicing
Quotations become invoices without retyping.
What happens next
- Accounting: Invoices create receivables
- CRM: Balances update on the customer record
- Inventory: Delivered items leave stock
HR & Payroll
Staff, roles, attendance and payroll-ready HR.
What happens next
- Point of Sale: Roles decide what each cashier can do
- Accounting: Salaries post as expenses
- Multi-branch: Staff belong to the right branch
Multi-branch
Every shop and warehouse under one login.
What happens next
- Inventory: Stock per location, transfers between them
- Reports: Compare branches side by side
- Point of Sale: Each till belongs to a branch
Reports
Answers to “how is the business doing?” at any hour.
What happens next
- Accounting: Drill from a total to the transactions behind it
- Inventory: Reorder and dead-stock lists
- CRM: Who to call this week
Seventeen modules. Switch on what you need.
Start with point of sale and stock, then add accounting, CRM, HR or manufacturing as you grow. Every module is part of the same system, so nothing needs re-entering.
SellSelling and getting paid
- Point of SaleFast checkout with mobile money, barcodes and receipts
- Sales ManagementQuotations, sales orders, online orders and credit sales
- InvoicingProfessional invoices sent by WhatsApp or email
- CRMBasic+Customers, follow-ups, credit limits and history
- Mobile Money PaymentsM-Pesa, Tigo Pesa and Airtel Money at checkout, reconciled
OperateStock, branches and suppliers
FinanceMoney and reporting
SpecialisedFor specific operations
- ManufacturingEnterprise+Recipes, production runs and raw-material costing
- Repair ManagementEnterprise+Job sheets, technicians and online repair status
- Hotel ManagementStandard+Rooms, bookings, guest folios and restaurant billing
- Asset ManagementStandard+Track equipment, allocation, warranties and depreciation
- Project ManagementEnterprise+Projects, tasks, time and project invoicing
Not sure which modules you need?
Tell us how your business runs. We will recommend a plan and set it up with you.
Built for the way your industry works.
A pharmacy needs expiry dates. A hardware store needs units and contractor credit. A restaurant needs kitchen tickets. SmartBiashara is configured for each.
Retail ShopsDuka, mini-marts and general retail
SupermarketsMulti-till checkout and fast-moving stock
PharmaciesBatch and expiry control for medicines
Wholesale & DistributionBulk pricing, credit customers and depots
Hardware StoresThousands of SKUs, units and contractor credit
Electronics & PhonesIMEI, serial numbers and warranties
Fashion & BoutiquesSizes, colours and variants
ButcheriesSell by weight, track yield and waste
RestaurantsTables, kitchen tickets and split bills
CafésQuick-service checkout and recipes
BakeriesDaily production and fresh stock
Hotels & LodgesRooms, folios and restaurant in one bill
Salons & SpasServices, products and staff commission
ManufacturingRaw materials to finished goods
Take a look inside.
Five screens your team would use every day. The data is illustrative; the workflows are the real thing. For a walkthrough with your own products, book a live demo.
Sell fast at any till
Scan or tap products, take M-Pesa, Tigo Pesa, Airtel Money or cash, and print the receipt or send it by WhatsApp. Works in the browser on a phone, tablet or laptop.
More about salesKariakoo branch · Till 2
Point of Sale
Today at this till
TSh 486,000
+8%Receipts
73
Paid by mobile money
61%
2 × Sembe 5 kg7,500
1 × Cooking oil 3 L21,500
1 × Sugar 2 kg6,400
1 × Bar soap ×64,800
TotalTSh 47,700
Know what is on every shelf
Stock per branch, low-stock alerts, batch and expiry tracking, and transfers between locations.
More about inventoryAll locations
Stock
Stock value
TSh 48.2M
Low stock items
12
ReorderExpiring in 30 days
5
| Product | SKU | Kariakoo | Mwanza | Status |
|---|---|---|---|---|
| Cooking oil 3 L | OIL-3L | 23 | 41 | Reorder soon |
| Sembe 5 kg | SEM-5 | 140 | 96 | In stock |
| Paracetamol 500mg | PCM-500 | 18 | 4 | Low stock |
| Cement 50 kg | CEM-50 | 62 | 0 | Transfer |
| Soda 500 ml (crate) | SOD-24 | 35 | 28 | In stock |
Keep customers coming back
Purchase history, credit limits and what each customer owes, with reminders for follow-up.
More about customersAll customers
Customers
Active customers
1,284
Owed to you (madeni)
TSh 6.3M
Follow-ups due today
9
| Customer | Phone | Last purchase | Balance | Status |
|---|---|---|---|---|
| Mama Neema Shop | 0754 *** 210 | Today | 148,000 | Within limit |
| Juma Hardware | 0713 *** 884 | 3 days ago | 920,000 | Over limit |
| Grace Pharmacy | 0768 *** 031 | Yesterday | 0 | Paid up |
| Baraka Traders | 0622 *** 455 | 1 week ago | 310,000 | Follow up |
| Hotel Kilimanjaro View | 0784 *** 902 | Today | 1,240,000 | Within limit |
See how the business is really doing
Profit and loss, best sellers, slow movers and branch comparisons, ready to export to Excel or PDF.
More about reportsProfit & loss · Last 6 months
Reports
Gross margin
27.4%
Best seller
Sembe 5 kg
Slow movers
18 items
Books that keep themselves
Cash, bank and mobile money wallets in one ledger, with expenses and supplier balances posted automatically.
More about accountingThis month
Accounts
Revenue
TSh 41.7M
Expenses
TSh 12.9M
Net profit
TSh 9.8M
| Account | Type | Debit | Credit | Balance |
|---|---|---|---|---|
| M-Pesa till | Mobile money | 18,420,000 | 2,100,000 | 16,320,000 |
| Cash in hand | Cash | 6,850,000 | 5,900,000 | 950,000 |
| Bank current account | Bank | 12,000,000 | 7,400,000 | 4,600,000 |
| Sales revenue | Income | — | 41,700,000 | 41,700,000 |
| Rent | Expense | 2,500,000 | — | 2,500,000 |
From sign-up to first sale in an afternoon.
Our team in Dar es Salaam helps with setup and training on WhatsApp or a call, in English or Kiswahili.
Create your account
Register your business in a few minutes. No credit card, 14 days free.
Configure your business
Add branches, tills, tax settings, payment methods and user roles.
Add products and stock
Import your product list from Excel or scan barcodes, with opening stock per location.
Invite your team
Give cashiers, store keepers and managers their own logins and permissions.
Start selling
Open the till, take payments and watch stock, money and reports update together.
Why businesses across East Africa choose SmartBiashara.
Global ERP systems were designed for other markets and priced in dollars. SmartBiashara was built in Tanzania for the way business is done here.
Why SmartBiasharaBuilt for African businesses
TSh pricing, mobile money at the till, credit customers, multiple branches and the realities of local supply chains are designed in, not bolted on.
Every operation, connected
POS, stock, purchasing, accounting, CRM and HR share one database, so you stop re-typing the same sale three times.
Mobile money workflows
M-Pesa, Tigo Pesa and Airtel Money are accepted at checkout and reconciled against each sale.
Multi-branch from day one
Run one duka or fifty locations. Transfers, prices and staff permissions are managed from head office.
Pricing a small business can carry
Plans start at TSh 15,000 a month with no per-user fees. Pay yearly and get two months free.
Works on what you already own
Runs in the browser on a phone, tablet, laptop or desktop, with offline-ready POS for patchy connections.
Local support that answers
Talk to people in Dar es Salaam on WhatsApp or phone, Mon–Sat, 8am–8pm EAT, in English or Kiswahili.
Room to grow
Add modules as you grow, or move to a white-label system on your own domain with Own Your ERP.
In their words.
20,000+ businesses across East Africa have used SmartBiashara since 2018. Here is what three of them told us.
“We used to close books in 3 days. Now it is 30 minutes. The mobile money reconciliation alone saved us 2 staff. SmartBiashara is the backbone of our pharmacy chain.”
“M-Pesa, Tigo Pesa and Airtel all come in automatically. No more end-of-day counting. The reports make my accountant happy and my tax filings take an hour, not a week.”
“Started on the free trial. By week 2, we had 3 branches on it. The inventory tracking across stores is what makes SmartBiashara different from everything else we tried.”
Customers are identified by initials at their request. Share your own story.
Clear prices in shillings. No per-user fees.
Every plan starts with a 14-day free trial, no card required. Prices exclude VAT and service levy.
Starter
Single-location shops, kiosks and new businesses
TSh 15,000/monthTSh 150,000/year
or TSh 150,000 billed yearlyWorks out at TSh 12,500 a month
Start 14-day free trial on the Starter plan (opens in a new tab)- Locations
- 1
- Users
- 5
- Products
- 1,000
Basic
Growing retailers adding a second or third branch
TSh 35,000/monthTSh 350,000/year
or TSh 350,000 billed yearlyWorks out at TSh 29,167 a month
Start 14-day free trial on the Basic plan (opens in a new tab)- Locations
- 3
- Users
- 10
- Products
- 5,000
- Best for multi-branch
Standard
Multi-branch businesses, lodges and credit sellers
TSh 45,000/monthTSh 450,000/year
or TSh 450,000 billed yearlyWorks out at TSh 37,500 a month
Start 14-day free trial on the Standard plan (opens in a new tab)- Locations
- 5
- Users
- 20
- Products
- 25,000
Enterprise
Chains, distributors, manufacturers and service companies
TSh 55,000/monthTSh 550,000/year
or TSh 550,000 billed yearlyWorks out at TSh 45,833 a month
Start 14-day free trial on the Enterprise plan (opens in a new tab)- Locations
- 50
- Users
- 100
- Products
- Unlimited
Enterprise Pro
Large groups that want everything without limits
TSh 850,000/yearTSh 850,000/year
Yearly billing onlyUnlimited everything
Start 14-day free trial on the Enterprise Pro plan (opens in a new tab)- Locations
- Unlimited
- Users
- Unlimited
- Products
- Unlimited
Want the system on your own domain, with no monthly fees? Own Your ERP is a one-time white-label licence from TSh 1,500,000.
Guides for running a smarter business.
All articles and guides- CRM for Small Businesses in Tanzania: Track Customers, Credit and Follow-upsA practical CRM guide for Tanzanian small businesses: customer records, madeni and credit limits, follow-ups, lead tracking and retention habits that work.CRM· 9 min read
- Cloud ERP vs On-Premise vs Own-Your-ERP: What Works with Tanzanian Internet and BudgetsCompare cloud ERP, an office server and a privately hosted ERP you own, judged on Tanzanian power cuts, mobile data, IT skills and five-year costs in TSh.ERP· 8 min read
- Which Software Can Manage My Supermarket Inventory? A POS Setup ChecklistChoosing and setting up supermarket POS in Tanzania: what the software must handle, how to size a plan, and a go-live checklist you can follow.Industry guides· 10 min read
Your business deserves a smarter way to grow.
Start free for 14 days, no credit card needed. Or talk to our team and we will set it up with you.